How to set up and use EnFin finance integration

OpenSolar has partnered with EnFin so you can sell their loan products directly within your OpenSolar proposal.  If you have questions about or need any support with the integration, please contact enfin@opensolar.com and we'll be pleased to assist you.

About EnFin

Our Mission at EnFin is to empower residential solar installers to grow by enabling homeowners to take control of their home energy costs with affordable financing. We are committed to offering a customer-focused, technology-enabled experience for our partners & borrowers. We are also the first solar financing institution backed by an industry leading manufacturer, Qcells. Support from our collective parent company Hanwha Group makes EnFin a stable, trustworthy partner.

About the EnFin integration on OpenSolar

If you’re offering EnFin products to your customers, you can save yourself time and hassle, and give your customers a radically streamlined experience by leveraging the EnFin integration on OpenSolar. Your homeowner can complete the application and have a credit decision in under a minute.

Some of the benefits of this integration include:

• Allows your customers to prequalify and apply for a loan from OpenSolar's online proposal, with no need to jump to other windows or applications
• Presentation of loan products in EnFin approved language
• OpenSolar will automatically pass all customer and project information over to EnFin, eliminating the time, effort and potential for error associated with repeat data entry

How to get set up with EnFin on OpenSolar:

Not currently an EnFin Partner?  

• First thing you’ll need to do is get approved for their program.  Fill out this intake form and we can get you connected with EnFin.

Already an EnFin Partner?

• We'll just need to integrate EnFin financing into your OpenSolar account. To get this process started, please fill out this intake form and select "I am already an EnFin Partner"

Once we have received your EnFin integration request, we’ll confirm details with the EnFin team and activate your integration.

How to connect your individual users once your EnFin integration is set up

1. An individual sales user can connect their OpenSolar user to their EnFin user in the process of creating a proposal.

• Create a design, add a price, and head over to the payments tab
• Click the add payment options button in the upper right hand corner
• Select an EnFin payment option and click the SAVE button (click the EnFin logo to filter out others)
• You'll see a notification that warns you the assigned team member is not connected to an EnFin user.  There will be a link to "resolve this error" embedded in this notification
• You should also receive a popup that offers you a field to enter the appropriate EnFin username. 
• Either through the popup or "resolve this error" link, enter the appropriate EnFin username, and the error should clear.  (note, you may need to refresh the page once this step is completed.

2. An admin user can connect OpenSolar users to the EnFin integration in the Control zone.

• Navigate to CONTROL > COMPANY > TEAM
• Click on the "Edit" pencil icon next to an individual user
• Scroll to the bottom of the page to find the "Set EnFin Connection" button
• Click the button and enter the appropriate EnFin username to connect to the OpenSolar user you're editing

If you're using the EnFin integration...

If you are using the EnFin integration, there are a couple idiosyncrasies you should be aware of:

• The EnFin API only accepts ROUND dollar amounts, so any contract values including cents that are sent via the integration will be truncated to a dollar amount.  For this reason, by default we will round your prices up to the next round dollar amount when you add an EnFin payment option to your proposal.  If you would like to round down, or to the nearest round dollar amount, you can select that preference by a setting that can be found under CONTROL > COMPANY > SETTINGS > GENERAL SETTINGS > System Price Rounding Preference
• EnFin payment options are always calculated with a prepayment value equal to 30% of the LOAN AMOUNT (not the TOTAL SYSTEM PRICE).  This will not impact the value calculated for the ITC or other incentives, however the EnFin integration enforces a capped prepayment amount.  Because of this prepayment cap, if your proposal features an EnFin payment option proposed on the same system as another payment option without a prepayment cap, the prepayment amounts may differ if there are conditions that cause a prepayment higher or lower than 30% of the LOAN AMOUNT.  Two examples of this are a down payment/deposit reducing the loan amount and upfront incentives marked for use in loan prepayment increasing prepayment where there is no cap.

As a reminder, there are no additional fees to use the EnFin Integration on OpenSolar.