Cloover Finance Integration (Germany 🇩🇪)

Summary

This page provides guidance on how to enable and use the Cloover finance integration within OpenSolar. Cloover offers fast, flexible installment purchase loans (Ratenkauf) specifically designed for the German solar market to help you close deals instantly with predictable monthly rates.

Table of Contents

• Overview

• Activating Cloover

• Customer Application Flow

• Application Statuses
   

Overview

Unlock the Mass Market and Close Deals Faster with Cloover

Cloover provides fast, flexible financing options that are embedded directly into your sales
workflow. Designed specifically for installers, the platform helps you reach more customers,
increase your conversion rates, and sell more systems with less administrative effort.
Your Key Benefits:

• Close Deals Instantly with Monthly Rates. Your customers receive financing approval in
  under three minutes at the point of sale. Affordable monthly payments lower the barrier
  to entry, making renewable energy accessible to a much wider audience and helping you
  close deals on the spot.
• Access the Mass Market & Increase CVR. By offering financing, you open your business
  to customers who could not pay upfront. This directly increases your conversion rates
  and leads to significantly more closed deals.
• Higher Order Values through Easy Upselling. When customers pay monthly, adding
  battery storage, EV chargers, or other components becomes an easy decision. This
  drives up your average basket size and generates more revenue per customer.
• Reliable Capital & Streamlined Operations. Backed by over $1.3 billion in debt financing
  and a €300 million European Investment Fund guarantee, Cloover gives you access to
  institutional-grade capital without the friction of traditional banks. One integrated platform
  replaces disconnected tools for workflow management, financing, and procurement.
• Ongoing Value after Installation. With Cloover Energy, you offer your customers a
  dynamic electricity tariff (Lumina) and an intelligent energy manager (Pulse) that
  automatically optimizes consumption and maximizes savings, strengthening long-term
  customer relationships.
   

By using Cloover, installer partners generate on average 30 percent more revenue and stand
out in a competitive market.

Visit Cloover's Website

Activating Cloover

Navigate to Control> Pricing and Payment Options> Payment Options To learn more about Cloover or request access to the integration. 

To activate Cloover, a staff member must first enable the integration and link your Cloover account.

1. In OpenSolar, navigate to Control > Integrations > Integrations & Services.

2. Locate the Cloover integration card and click Enable.

3. Enter the User Email associated with your Cloover account.

4. Click Connect. OpenSolar will automatically import available financing tenors and create payment options for your organization.

Customer Application Flow

Once activated, you can add Cloover as a payment option in your proposals.

1. On any project click into the Payments Tab

2. Click "Add Payment Options" button on the top right

3. Click Cloover icon to filter for Cloover rates and terms
   

4. OpenSolar automatically calculates the monthly payment for the selected term(s)
   

• Online Proposal View: The customer sees the Cloover option with an Apply Now button.
  

• PDF Proposal View: The customer sees the Cloover option with a QR code that will take them to an online application form
  

• Disclosure: Upon clicking, a dialog informs the customer they are leaving the proposal to enter Cloover's secure environment.
  

• Integrated Application: A full-screen iFrame opens directly within the OpenSolar proposal, allowing the customer to complete the Cloover checkout.

Pro Tip: Auto-apply commonly used terms to all of your proposals so that Customers are always presented with the option to access Cloover financing. Go to Control> Pricing and Payment Options> Payment Options and select "AutoApply" on the terms you'd like to add to all proposals by default. Suggest using 2-4 terms as autoapply. 

Application Statuses

You can track the progress of a customer's finance application within the project's Workflow or Transactions section.